- Your accumulated savings at the time you retire
- Your approximate income in the first year of retirement
SAMIR STASI
Certified Financial Planner
Disciplines of Financial Planning...
Everyone knows investing is important component of financial independence. But, not all investors should or can follow the same paths. How do you know what the right investment moves are for your personal needs and goals?
Tax Planning
Taxes are usually a major factor in any financial decision. Federal and provincial income taxes, as well as property taxes and probate fee can have profound effects on your financial disposition. Also, we coordinate tax planning with clients, investment strategies and other aspects of their finances to create a fully integrated financial plan.
Insurance Planning
Risk management is the cornerstone of any financial planning effort. It makes no difference how elaborate or effective the investment portfolio, the retirement plan, or the estate plan, if you have not taken the necessary steps to eliminate risk, all remaining planning efforts could be pointless. Risk management through the wise use of insurance removes the concern for the unknown from a financial plan. Whether it is life, disability, critical illness, or long term care insurance, we will help you asses your different insurance needs and chose the right product
Retirement Planning
Looking ahead to your potential spending needs at various points in retirement, we will compare all your potential sources of income and help you plan sufficiently to avoid a shortfall. By anticipating these developments years in advance, we can help you to begin preparing for them now.
Estate Planning
We will show you ways to maximize the wealth that will ultimately be passed to your beneficiaries by minimizing the taxes on your estate. We will also, help you analyze the need for appropriate executors, trustees and guardians for your children. There are many ways to minimize tax liability to ensure the majority of your estate goes to your heirs. We will help you effectively think about your own estate plan and how you can establish one that reflects what's most important to you and your loved ones.
Fidelity Retirement Readiness Snapshot™
Fidelity Retirement Readiness Snapshot is a fast, easy-to-use online calculator. It takes your answers to six simple questions and estimates:
We offer a comprehensive array of financial planning services and products. With specialists in several distinct planning disciplines, we carefully coordinate our advice to develop a completely integrated and customized wealth management strategy for each client. Combining the disciplines detailed below we make sure that nothing important, like a critical tax issue, is left for chance. In addition, a sound investment plan permeates the entire planning process. We cover all of the following areas:
Courtesy of Fidelity Investments.
Investment Planning
Financially independent people worry less about ups and downs in the market and in life. With comprehensive financial advice, we can help you attain that kind of peace of mind. Using our professional expertise, we will evaluate all of your investments to ensure that they match your goals, tolerance for risk and time horizon. We will develop an investment portfolio and help you choose investments that match your needs and comfort level. Your investment portfolio will cross the complete spectrum of investment styles, asset classes, market caps, and geographical regions.
